Appraisal services for New York and New York County homeowners

See the top reasons NY homeowners order from KP Appraisals, Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a NY property tax assessment
  3. Remove PMI to reduce a mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NY divorce, where real estate property needs to be divided
  7. Settle an estate in NY by determining the true market value of property in question

Do you own a house in or near New York? Do you need help deciding the price of your real estate?
Contact KP Appraisals, Inc..

We at KP Appraisals, Inc. understand the special needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at KP Appraisals, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At KP Appraisals, Inc., we're qualified in helping people just like you rid yourselves of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining. This means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from KP Appraisals, Inc. is your perfect weapon.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. KP Appraisals, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.